About Us
At Crystal Oak CFOs & Advisors, our mission is to provide financial expertise and strategic guidance that empowers companies to reach their full potential. We strive to be the trusted advisor that you can depend on in many facets of your business, whether it be related to cash management, strategic financial planning, profitability and cost management, risk management and mitigation, or growth planning and capital allocation. Our holistic approach ensures that you receive guidance that is not stuck in a finance/accounting silo, but takes the whole company into account. We measure our success by how well we help your company achieve its goals.
We believe that all companies big, small, or mid-sized deserve access to the tools, expertise, insights and network of a seasoned CFO even if you don’t have the need or the resources to hire a full-time executive.
Fred Kosnac
President & Founder
Fred has over 15 years of experience providing finance and accounting insights and solutions to companies of all shapes and sizes. Fred has held roles as both a CFO and Controller for privately held companies prior to founding Crystal Oak CFOs & Advisors, during which time he coordinated across various departments to implement new growth initiatives while building a more effective, cohesive ecosystem within the company. One of Fred’s notable accomplishments in this role was to enable a company to retain over $1.4 million of its cash reserves by overhauling its purchasing cycle to coincide with a standardized product life span.
Fred strongly believes that you can only properly assist a company when you take the time to understand the business. He leverages his experience as an auditor of public and privately-owned companies to ask probing questions that enable him to gain a deep understanding of the businesses he serves. He draws on that knowledge to provide impactful guidance that is in line with a company’s short-term and long-term goals.
Fred is a licensed CPA in both New York and New Jersey. He graduated from Virginia Tech University in Blacksburg, Virginia, where he earned a Bachelor of Science degree in accounting. Fred is also heavily involved with the New York State Society of CPAs (NYCPA).
When Fred isn’t helping companies unlock their full potential, he can be found spending time with his family and/or enjoying sports and the outdoors.
